We lend in Hampton Roads and Richmond, Virginia. 

Virginia Capital is an asset based lender offering private loans for single-family and
​multi-family homes. We currently offer two types of loans: 

Fix and Flip Construction

  • No money down
  • Credit application and credit check required
  • no junk fees
  • We lend up to 70% LTV of ARV
  • We fund 100% of the purchase price
  • We fund 100% of the rehab
  • 12% fixed interest rate (depending on experience) and 2 points
  • Term is 6 months all interest paid upon resale
  • $150 charge per construction draw
  • Minimum amount lent $100,000
  • ​Maximum ARV $500k
  • Loan will be secured by a first position Deed of Trust

transactional funding

  • No credit application and NO credit check required
  • NO points, and NO junk fees
  • 3% fixed interest rate
  • Minimum amount $100,000
    • ​less thank $100,000 will be considered
  • Maximum loan term is 14 calendar days